DFL24DFL24 COHORT #1 2026 | JUL 25 - OCT 18

Become the First Waveof Silicon Beach

DFL24 Cohort #1 empowers daring founders to turn their ideas into market-validated products and shape the first wave of Vietnam's Silicon Beach in Da Nang.

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Quick Factsyou'll get :)

04
Weeks of incubation & acceleration
06
Core fintech sectors
01
Month of co-living in Da Nang City
Demo Day
Connecting investors & financial institutions
NextWave
Continued support for growth

DFL24's core positioning and unique value proposition for you

Block 1

Built for Builders, Not Followers. This is for founders who challenge the status.

The Philosophy

Block 2

Market Immersion → Legal Navigation → Sandbox 2.0 Testing → Real User Validation → Fundraising Ready

The 4-Week Journey

Block 3

Beyond the Demo Day, continued support for growth

The DFL24 Accelerator

We're looking for ambitious founders solving real problems, real market, real users.

You have a fresh fintech idea and want to turn it into a product that delivers real value.

You already have an MVP but are still searching for product-market fit or need direction to accelerate.

You have a product and your first customers. Now is the time to scale and prepare for your next funding round.

PROGRAM FOCUS

Cohort #1 targets (06) high-impact fintech sectors shaping finance's future

TECHInfrastructure technology, AI, Cloud, API, data
BANKDigital banking, Core Banking, Open Banking
Fintech(Priority)Payments, lending, e-wallets, cross-border remittance, models under the VIFC-DN Sandbox
RegTechKYC, AML, risk management, compliance
Digital Assets & BlockchainAsset tokenization, blockchain, digital asset infrastructure
InsurtechDigital insurance, solutions expanding insurance accessibility
Danang Fintech Lab.Sandbox Your Future
Danang Fintech Lab.Sandbox Your Future
Danang Fintech Lab.Sandbox Your Future
Danang Fintech Lab.Sandbox Your Future
LIVING IN THE SILICON BEACH

One month.Full-time building.From Insight to Impact.

To Be Announced
Where You Live

A shared co-living residence in the heart of Da Nang, where founders live, cook, and build together.

Program Outcomes

Funding Access

Investment connections up to $200,000 USD

Live Validation

Product validation with real users

Sandbox 2.0 Access

Ongoing support within VIFC-DN's Sandbox 2.0

Tailored Mentorship

Tailored mentorship at every growth stage

Growth Accelerator

Accelerator program for high-growth potential startups

TimelineYou Should Know

Aug 6 – Sep 15Application & Selection
Aug 6 – 28Applications open & close
Aug 29 – Sep 3Screening, review & results announced
Sep 4Screening results announced
Sep 5 – 10Interviews and finalization of the official cohort list
Sep 11 – 15Agreement signing and travel preparation
Week 1 (Sep 16 – 21)FOUNDATION
Founder Residence BeginsWorkshops · Mentoring · Product
Sep 21The First Rehearsal
Week 2 (Sep 22 – 30)BUILD & ACCELERATE
Sep 22 – 25High-intensity hackathon
Sep 26 – 30Continued product development and refinement with mentors
Week 3 (Oct 1 – 9)MARKET VALIDATION
Oct 1 – 2End-user Day preparation
Oct 3End-user Day, launching the product with real Vietnamese users
Oct 4 – 8Product refinement based on user feedback
Oct 9Final Rehearsal
Week 4 (Oct 10 – 16)DEMO DAY
Oct 10 – 11Demo Day preparation
Oct 12 – 16Demo Day, pitching to investors and financial institutions
After Demo Day(From Oct 18)
Oct 18Private Investor Meeting for standout teams
Private Investor Meeting
Accelerator for Outstanding Startups

Application Form

The most executive partners of DFL24

Ministry of Finance of Vietnam
Da Nang
VIFC Vietnam
National Startup Support Center
Vietnam National Innovation Center
Viettel
FPT
VYBE
Danang University of Science and Technology
Hanoi University of Science and Technology
Posts and Telecommunications Institute of Technology
Vietcombank
Agribank
BIDV
LPBank
MB Bank
Austrian Blockchain Center
WU Vienna - Vienna University of Economics and Business
Tenity
Agency for Economic Cooperation and Development
Austrian Institute of Technology
Innovation Policy Ignition Programme
ECE Paris
Université Paris-Saclay
APEX
Touchstone Partners
ThinkZone Ventures
Beanstalk
Quest Ventures
VPlus
Indelible Ventures
2080 Ventures
Asia Business Builders
Amaranth Capital
AMINA Bank
CMC Telecom
ZenGen Labs
Tokeny
Merkle Science
Circle

Ready to make an impact?

Join the first wave of Vietnam's Silicon Beach — apply to DFL24 Cohort #1 today and build the future of finance

FAQ

Everything you need to know about DFL24, the Fintech Sandbox, and the Vietnam International Financial Centre.

DFL24 (Danang Fintech Lab) is the operational innovation arm of Da Nang's financial technology ecosystem. Its mission is to accelerate the development and commercialisation of fintech in Vietnam by providing startups, scale-ups, and financial institutions with a regulatory-aware environment for experimentation and growth — anchored inside the Vietnam International Financial Centre (VIFC) in Da Nang.

DFL24 runs four core programmes: the DFL Boost Accelerator (4-month programme for seed-to-Series A startups), the DFL Hatch Incubator (6–12 months for pre-seed teams), a Corporate Innovation Lab (for banks, insurers, and telcos), and a Sandbox Advisory service for all sandbox applicants. It also runs a Talent Academy (3–6 months) for fintech professional certification.

DFL24 works across payments and remittance, SME digital lending and credit scoring, open banking API platforms, AgriFintech, GovTech/digital public services, blockchain-based trade finance, and AI-driven fraud detection and AML compliance.