Come To Solve,Not To Pitch
A real problem from a Vietnamese enterprise — budgeted, decision-maker-owned. Validate in Sandbox 2.0, launch from Da Nang's Silicon Beach, and plug into a network spanning Asia, Europe & North America.
Quick Factsyou'll get :)
DFL24's core positioning and unique value proposition for you
The sandbox fast-tracking global tech into Vietnam — real problems, real data, real users.
Sandbox 2.0
Enterprise problem → Local fit → Sandbox 2.0 testing → Real user validation → Signed pilot
The 3-Week Journey
Beyond Demo Day: pilot contract, procurement path, investors who saw it work.
From Pilot to Market
We're looking for ambitious founders solving real problems, real market, real users.
You have a fresh fintech idea and want to turn it into a product that delivers real value.
You already have an MVP but are still searching for product-market fit or need direction to accelerate.
You have a product and your first customers. Now is the time to scale and prepare for your next funding round.
Cohort #1 welcomes <startups> across industries, solving real-world challenges
3-Week.Full-time building.From Insight to Impact.
Where You LiveA shared co-living residence in the heart of Da Nang, where founders live, cook, and build together.
Program Outcomes
A signed pilot
A letter of intent or pilot contract with a named enterprise, and a procurement path that survives the cohort.
Validation with real users
Findings, a product-gap list and a result measured against the baseline the enterprise set.
Sandbox 2.0 access
Ongoing testing inside VIFC-DN's Sandbox 2.0 after the cohort ends.
Funding access
Investment connections up to $200,000 USD, with terms agreed directly between you and the investor.
NextWave
Continued support for standout teams until the company is operating on its own.
TimelineYou Should Know
Organizing Unit
Global Partner Network
Ready to meet your first Vietnamese customer?
Join the first wave of Vietnam's Silicon Beach — apply to DFL24 Cohort #1 today and solve a real problem from a Vietnamese enterprise.
Partner With Us
Everything you need to know about DFL24, the Fintech Sandbox, and the Vietnam International Financial Centre.
DFL24 (Danang Fintech Lab) is the operational innovation arm of Da Nang's financial technology ecosystem. Its mission is to accelerate the development and commercialisation of fintech in Vietnam by providing startups, scale-ups, and financial institutions with a regulatory-aware environment for experimentation and growth — anchored inside the Vietnam International Financial Centre (VIFC) in Da Nang.
DFL24 runs four core programmes: the DFL Boost Accelerator (4-month programme for seed-to-Series A startups), the DFL Hatch Incubator (6–12 months for pre-seed teams), a Corporate Innovation Lab (for banks, insurers, and telcos), and a Sandbox Advisory service for all sandbox applicants. It also runs a Talent Academy (3–6 months) for fintech professional certification.
DFL24 works across payments and remittance, SME digital lending and credit scoring, open banking API platforms, AgriFintech, GovTech/digital public services, blockchain-based trade finance, and AI-driven fraud detection and AML compliance.
