Your Gateway toFintech InnovationIn Vietnam

/01About DFL24

Our team has 20+ professionals creating DFL24. We build within the Vietnam International Financial Centre (VIFC). As a member of VIFC Danang, we stand at the forefront of shaping Vietnam's new financial landscape.

Apply for Sandbox

Embedded Finance Lab

A platform to integrate & monetize financial services. Offers sandbox testing, API integration, go-to-market support for SaaS marketplace pilot launches.

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Corporate Sandbox Program

A collaborative environment to test startup solutions & execute tracked pilots. Streamlines AI fraud detection, cross-border payments, & embedded lending.

Compliance Sandbox

A proactive testing environment for KYC/AML, risk simulation, audit scenarios. Validates compliance AI, crypto transaction monitoring, RegTech product certification.

Danang Fintech Lab.Sandbox Your Future

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Why
DFL24?

Speed

Launch sandbox in weeks, not months

Regulatory Access

Direct pathway into Vietnam sandbox frameworks

Cross-border Capability

Test globally from one platform

Cost Advantage

4–5× cheaper than Singapore

Full-stack Support

Tech + compliance + market entry

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Funding Stages

We support fintech companies at every stage of their growth journey.

Pre-Seed

Early founders with a strong thesis.

Sandbox-as-a-Service access
Compliance advisory
Expert advisory network

$50K – $150K

Seed

Post-MVP companies ready for market testing.

Cross-border sandbox testing
Pilot execution (4–12 weeks)
Investor & partner matchmaking

$150K – $500K

Growth

Scaling companies entering new markets.

Corporate sandbox partnerships
Market entry strategy (Vietnam ↔ SEA ↔ EU)
Regulatory licensing support

$500K +

We create high-signal events that help your business connect, innovate, and scale.

Executive Dinner

Startups in the Era of AI Breakthroughs

A private dinner with four world-class builders — from Cambridge entrepreneurship to family-office capital and humane AI — dissecting how founders survive, fundraise and go global in the age of AI.

Workshop Series

Digital Assets: Understand It Right to Invest Right

A three-session series that gives digital assets their correct definitions, a usable risk filter, and a long-term investing roadmap — led by a crypto-economics professor, a quantitative-finance veteran, and a financial-market regulator.

Executive Dinner

From Primitive Neural Networks to the Decentralized AI Economy

A rare dialogue between two eras of finance: the researcher who traded currencies with neural networks in the 1990s meets the generation building AI Agents and decentralized markets.

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What people think about us.

“DFL24 helped us launch our sandbox pilot faster than we ever expected.”

Alex Nguyen | Fintech Startup

The most executive partners of DFL24

FAQ

Everything you need to know about DFL24, the Fintech Sandbox, and the Vietnam International Financial Centre.

DFL24 (Danang Fintech Lab) is the operational innovation arm of Da Nang's financial technology ecosystem. Its mission is to accelerate the development and commercialisation of fintech in Vietnam by providing startups, scale-ups, and financial institutions with a regulatory-aware environment for experimentation and growth — anchored inside the Vietnam International Financial Centre (VIFC) in Da Nang.

DFL24 runs four core programmes: the DFL Boost Accelerator (4-month programme for seed-to-Series A startups), the DFL Hatch Incubator (6–12 months for pre-seed teams), a Corporate Innovation Lab (for banks, insurers, and telcos), and a Sandbox Advisory service for all sandbox applicants. It also runs a Talent Academy (3–6 months) for fintech professional certification.

DFL24 works across payments and remittance, SME digital lending and credit scoring, open banking API platforms, AgriFintech, GovTech/digital public services, blockchain-based trade finance, and AI-driven fraud detection and AML compliance.

Still have questions?