Your Gateway to
Fintech Innovation
in Vietnam
Sandbox-as-a-Service. Cross-border testing. Regulatory acceleration. Everything fintech companies need to build, test, and scale — in one platform.
About DFL24
DFL24 – Danang Fintech Lab. Where innovation meets sovereignty. Where every district becomes a gateway to the future.
DFL24 is not just a fintech sandbox. It is a purpose-built innovation ecosystem, strategically anchored inside the Vietnam International Financial Centre (VIFC) in Danang. As one of the first 10 strategic investors licensed as members of VIFC Danang, we stand at the forefront of shaping Vietnam's new financial landscape.
Sandbox 2.0 Infrastructure
A living laboratory that enables real-world testing with real data, real users, and real market dynamics.
Regulatory & Legal Navigation
Direct support from experts to streamline approvals and embed compliance from day one.
Cross-Border Testing
A launchpad to Southeast Asia’s most vibrant economies, enabling seamless piloting and scaling across borders.
Corporate Innovation Programs
Tailored collaborations with financial institutions and enterprises to co-create next-generation solutions.
End-to-End Growth Support
From incubation and acceleration to go-to-market execution, de-risking every step of the journey.
The Story Behind “24”
24 is not a year. It is not a number of hours. It is a statement of identity, unity, and ambition.
24 stands for the 24 districts and townships of Danang – including the two island districts of Hoàng Sa (Paracel) and Trường Sa (Spratly).
Completeness
Just as 24 districts make Đà Nẵng whole, DFL24 brings together every piece of the fintech puzzle: regulation, infrastructure, capital, and talent.
Unwavering Presence
Like the 24/7 rhythm of a city that never sleeps, we stand ready to support innovators anytime, anywhere.
A Vision Without Borders
The two island districts remind us that true innovation knows no boundaries.
Rooted Yet Global
We draw strength from our local foundation, while thinking and acting on a global scale. 24 is our anchor; Southeast Asia is our horizon.
More Than a Sandbox. A Launchpad with Purpose.
Our Product Suite
1. Sandbox-as-a-Service
Launch fast. Test safely. Scale with confidence.
What you get:
- Secure cloud sandbox environment
- API integrations (Payment, KYC, Banking simulation)
- Built-in compliance layer (KYC/AML, reporting)
Use cases:
- Payment flow testing
- Credit scoring models
- Crypto on/off ramp validation
2. Cross-border Sandbox
Test across markets. Launch globally.
What you get:
- Multi-market testing (Vietnam ↔ International)
- FX simulation & multi-currency flows
- Regulatory advisory & pilot structuring
3. Corporate Sandbox Program
What you get:
- Startup solution testing environment
- Curated deal flow access
- Pilot execution (4–12 weeks) with KPI tracking
Use cases:
- AI fraud detection (banks)
- Cross-border payments (airlines)
- Embedded lending (platforms)
4. Embedded Finance Lab
Monetize your platform with financial services.
What you get:
- Embedded finance design (payments, lending, wallets)
- Sandbox testing & API integration
- Go-to-market & pilot launch support
Use cases:
- SaaS integrating payments
- Marketplace offering lending
- Platforms launching wallets
5. Compliance Sandbox
Test compliance before regulators do.
What you get:
- KYC / AML / transaction monitoring testing
- Risk simulation & audit scenarios
- Regulatory advisory & sandbox readiness
Use cases:
- Crypto AML testing
- Compliance AI validation
- RegTech product certification
Bundled Solutions
Startup Package
Sandbox + Compliance
Scale-up Package
Cross-border + Compliance
Corporate Package
Sandbox + Deal Flow
Cohort 01 — 2026
Your fast track into Vietnam's fintech ecosystem
What you get:
- ✓Full sandbox access
- ✓Regulatory support
- ✓Pilot execution
- ✓Investor & partner exposure
Why DFL24
Speed
Launch sandbox in weeks, not months
Regulatory Access
Direct pathway into Vietnam sandbox frameworks
Cross-border Capability
Test globally from one platform
Cost Advantage
4–5× cheaper than Singapore
Full-stack Support
Tech + compliance + market entry
Ready to build in Vietnam?
Book a free consultation and enter the DFL24 sandbox ecosystem.