
Funding &Growth Programs
Capital, regulatory support & market access for fintech builders across Vietnam & SEA.

Funding Stages
We support fintech companies at every stage of their growth journey.
Cohort 01 — 2026
Your fast track into Vietnam's fintech ecosystem
What you get:
- ✓Full sandbox access
- ✓Regulatory support & compliance advisory
- ✓Pilot execution with real users
- ✓Investor & partner exposure
- ✓Demo Day with IFC representatives
Target Areas
We focus on high-impact areas where data, regulation, and fintech intersect.
Payments & Wallets
API, Cloud, AI & data infrastructure for finance
RegTech & AML
Compliance automation, AML monitoring & KYC infrastructure
Bank
Digital & Open Banking, Core Banking, next-gen solutions
Green Finance & ESG
Carbon tracking, ESG reporting & sustainable finance tools
Lending & Credit AI
AI credit scoring, underwriting & alternative lending data
Embedded Finance
Finance APIs, BNPL & white-label banking infrastructure
Payments & Wallets
API, Cloud, AI & data infrastructure for finance
Bank
Digital & Open Banking, Core Banking, next-gen solutions
Lending & Credit AI
AI credit scoring, underwriting & alternative lending data
RegTech & AML
Compliance automation, AML monitoring & KYC infrastructure
Green Finance & ESG
Carbon tracking, ESG reporting & sustainable finance tools
Embedded Finance
Finance APIs, BNPL & white-label banking infrastructure
What people think about us.
“DFL24 helped us launch our sandbox pilot faster than we ever expected.”
Alex Nguyen | Fintech Startup
The most executive partners of DFL24









































Ready to Get Funded?
Join Cohort 01 and accelerate your fintech journey with sandbox access, regulatory support, and investor exposure.
Everything you need to know about DFL24, the Fintech Sandbox, and the Vietnam International Financial Centre.
DFL24 (Danang Fintech Lab) is the operational innovation arm of Da Nang's financial technology ecosystem. Its mission is to accelerate the development and commercialisation of fintech in Vietnam by providing startups, scale-ups, and financial institutions with a regulatory-aware environment for experimentation and growth — anchored inside the Vietnam International Financial Centre (VIFC) in Da Nang.
DFL24 runs four core programmes: the DFL Boost Accelerator (4-month programme for seed-to-Series A startups), the DFL Hatch Incubator (6–12 months for pre-seed teams), a Corporate Innovation Lab (for banks, insurers, and telcos), and a Sandbox Advisory service for all sandbox applicants. It also runs a Talent Academy (3–6 months) for fintech professional certification.
DFL24 works across payments and remittance, SME digital lending and credit scoring, open banking API platforms, AgriFintech, GovTech/digital public services, blockchain-based trade finance, and AI-driven fraud detection and AML compliance.