Cohort 01 — 2026

Funding &Growth Programs

Capital, regulatory support & market access for fintech builders across Vietnam & SEA.

DFL24 Cohort #1

Road to Danang

/03

Funding Stages

We support fintech companies at every stage of their growth journey.

Pre-Seed

Early founders with a strong thesis.

  • Sandbox-as-a-Service access
  • Compliance advisory
  • Expert advisory network

$50K – $150K

Seed

Post-MVP companies ready for market testing.

  • Cross-border sandbox testing
  • Pilot execution (4–12 weeks)
  • Investor & partner matchmaking

$150K – $500K

Growth

Scaling companies entering new markets.

  • Corporate sandbox partnerships
  • Market entry strategy (Vietnam ↔ SEA ↔ EU)
  • Regulatory licensing support

$500K +

Danang Fintech Lab.Sandbox Your Future
Danang Fintech Lab.Sandbox Your Future
Danang Fintech Lab.Sandbox Your Future
Danang Fintech Lab.Sandbox Your Future

Cohort 01 — 2026

5startups
2corporates
3months

Your fast track into Vietnam's fintech ecosystem

What you get:

  • Full sandbox access
  • Regulatory support & compliance advisory
  • Pilot execution with real users
  • Investor & partner exposure
  • Demo Day with IFC representatives

Target Areas

We focus on high-impact areas where data, regulation, and fintech intersect.

/01

Payments & Wallets

API, Cloud, AI & data infrastructure for finance

/02

Bank

Digital & Open Banking, Core Banking, next-gen solutions

/03

Lending & Credit AI

AI credit scoring, underwriting & alternative lending data

/04

RegTech & AML

Compliance automation, AML monitoring & KYC infrastructure

/05

Green Finance & ESG

Carbon tracking, ESG reporting & sustainable finance tools

/06

Embedded Finance

Finance APIs, BNPL & white-label banking infrastructure

What people think about us.

DFL24 helped us launch our sandbox pilot faster than we ever expected.

Alex Nguyen | Fintech Startup

The most executive partners of DFL24

Ministry of Finance of Vietnam
Da Nang
VIFC Vietnam
National Startup Support Center
Vietnam National Innovation Center
Viettel
FPT
VYBE
Danang University of Science and Technology
Hanoi University of Science and Technology
Posts and Telecommunications Institute of Technology
Vietcombank
Agribank
BIDV
LPBank
MB Bank
Austrian Blockchain Center
WU Vienna - Vienna University of Economics and Business
Tenity
Agency for Economic Cooperation and Development
Austrian Institute of Technology
Innovation Policy Ignition Programme
ECE Paris
Université Paris-Saclay
APEX
Touchstone Partners
ThinkZone Ventures
Beanstalk
Quest Ventures
VPlus
Indelible Ventures
2080 Ventures
Asia Business Builders
Amaranth Capital
AMINA Bank
CMC Telecom
ZenGen Labs
Tokeny
Merkle Science
Circle

Ready to Get Funded?

Join Cohort 01 and accelerate your fintech journey with sandbox access, regulatory support, and investor exposure.

FAQ

Everything you need to know about DFL24, the Fintech Sandbox, and the Vietnam International Financial Centre.

DFL24 (Danang Fintech Lab) is the operational innovation arm of Da Nang's financial technology ecosystem. Its mission is to accelerate the development and commercialisation of fintech in Vietnam by providing startups, scale-ups, and financial institutions with a regulatory-aware environment for experimentation and growth — anchored inside the Vietnam International Financial Centre (VIFC) in Da Nang.

DFL24 runs four core programmes: the DFL Boost Accelerator (4-month programme for seed-to-Series A startups), the DFL Hatch Incubator (6–12 months for pre-seed teams), a Corporate Innovation Lab (for banks, insurers, and telcos), and a Sandbox Advisory service for all sandbox applicants. It also runs a Talent Academy (3–6 months) for fintech professional certification.

DFL24 works across payments and remittance, SME digital lending and credit scoring, open banking API platforms, AgriFintech, GovTech/digital public services, blockchain-based trade finance, and AI-driven fraud detection and AML compliance.