DFL24
Danang Fintech Lab
Where innovation meets sovereignty. Where every district becomes a gateway to the future.
Danang Fintech Lab
DFL24 is not just a fintech sandbox. It is a purpose‑built innovation ecosystem, strategically anchored inside the Vietnam International Financial Centre (VIFC) in Danang. As one of the first 10 strategic investors licensed as members of VIFC Danang, we stand at the forefront of shaping Vietnam’s new financial landscape.

International Team
Bringing diverse perspectives and global experience to drive innovation in Vietnam.
Local Expertise
Deep understanding of the Vietnamese market, regulations, and cultural nuance.
World Experts in Fintech x AI
Pioneering the intersection of financial services and artificial intelligence.
The Story Behind "24"
24 is not a year. It is not a number of hours.
It is a statement of identity, unity, and ambition.
24 stands for the 24 districts and townships of Danang – including the two island districts of Hoang Sa (Paracel) and Truong Sa (Spratly). Together, they form the complete administrative map of our city, a place where the mainland meets the ocean, and where innovation carries the responsibility of sovereignty.
Completeness
Just as 24 districts make Danang whole, DFL24 brings together every piece of the fintech puzzle: regulation, infrastructure, capital, and talent.
Unwavering Presence
Like the 24/7 rhythm of a city that never sleeps, we stand ready to support innovators anytime, anywhere.
A Vision Without Borders
The two island districts remind us that true innovation knows no boundaries—whether geographical, technological, or regulatory. DFL24 is built to help fintech solutions reach every corner of the nation and beyond.
Rooted Yet Global
We draw strength from our local foundation, while thinking and acting on a global scale. 24 is our anchor; Southeast Asia is our horizon.
More Than a Sandbox.
A Launchpad with Purpose.
DFL24 is where fintech meets national pride, where every test case carries the spirit of a city that looks outward to the sea. We are not just building a platform—we are building a legacy of innovation that starts in Danang, embraces the islands, and radiates across the region.
What We Deliver
Sandbox 2.0 Infrastructure
A living laboratory that enables real‑world testing with real data, real users, and real market dynamics.
Regulatory & Legal Navigation
Direct support from experts to streamline approvals and embed compliance from day one.
Cross‑Border Testing
A launchpad to Southeast Asia’s most vibrant economies, enabling seamless piloting and scaling across borders.
Corporate Innovation
Tailored collaborations with financial institutions and enterprises to co‑create next‑generation solutions.
End‑to‑End Growth Support
From incubation and acceleration to go‑to‑market execution, de‑risking every step of the journey.
Team

Da Nang: The Innovation Hub
Known for its stunning coastline and high quality of life, Da Nang is rapidly transforming into Vietnam's premier hub for technology and innovation. With a strategic location, modern infrastructure, and a forward-thinking government, the city attracts top talent and investment from across the globe.
High Quality of Life
A perfect blend of urban convenience and natural beauty, attracting global talent.
Strategic Location
Central gateway connecting major Asian economies and markets.
Skilled Educated Young Workforce
Access to a vibrant talent pool from top universities and technical institutes.
Infrastructure at a Glance
Airports
Seaports
Hi-tech Park
Free Trade Zone
Open Economic Zone
Operating Industrial Zones
Operating ICT Parks
Strategic Location in Vietnam
Da Nang: The Central Hub connecting North and South

Vietnam International Finance Center
The VIFC is a policy sandbox and economic zone designed to rival global financial hubs. It offers regulatory flexibility, tax incentives, and a world-class environment for financial institutions, fintech startups, and venture capital firms to collaborate and scale.

Policy Sandbox
A safe environment to test and deploy innovative financial technologies.
Robust Legal Framework
Clear regulations and protections creating a secure environment for innovation.
Global Connectivity
Seamless integration with international financial markets and partners.
Join the Revolution
Whether you are a startup looking to accelerate, an investor seeking opportunities, or an institution ready to innovate, DFL is your partner in Da Nang.
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